Lender in Ohio · HMDA 2025
Ruoff Mortgage Company, Inc. mortgages in Ohio
Ruoff Mortgage Company, Inc.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Ruoff Mortgage Company, Inc. originated 1,639 owner-occupied single-family loans in Ohio from 1,917 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $4,160 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.75% (Ohio: 6.625%).
Loans in OH
1,639
of 1,917 applications
Denial rate
4.2%
Purchase · OH 7.1%
Rate spread
+0.28 pts
Conv. · OH +0.22 pts
Loan amount
$235,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,737 | 1,503 | 4.2% | 6.750% | +0.28 pts | $4,160 | $235,000 |
| Refinance | 83 | 68 | 10.8% | 6.500% | +0.10 pts | $4,540 | $255,000 |
| Cash-out refinance | 97 | 68 | 19.6% | 6.875% | +0.38 pts | $4,800 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Ruoff Mortgage Company, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Medina County | 7 | 88 | 3.2% |
| Lorain County | 8 | 158 | 3.0% |
| Knox County | 8 | 26 | 2.8% |
| Williams County | 10 | 6 | 1.3% |
| Summit County | 11 | 159 | 2.2% |
| Warren County | 14 | 87 | 1.8% |
| Butler County | 15 | 84 | 1.5% |
| Lake County | 16 | 54 | 1.5% |
| Portage County | 16 | 28 | 1.5% |
| Van Wert County | 16 | 6 | 1.7% |
| Cuyahoga County | 17 | 211 | 1.6% |
| Ashtabula County | 17 | 15 | 1.3% |
| Defiance County | 17 | 5 | 1.1% |
| Paulding County | 17 | 3 | 1.2% |
| Madison County | 18 | 10 | 1.3% |
| Gallia County | 18 | 3 | 1.2% |
| Pickaway County | 21 | 21 | 1.7% |
| Wayne County | 21 | 12 | 1.0% |
| Morrow County | 22 | 5 | 1.0% |
| Noble County | 22 | 1 | 1.0% |
| Franklin County | 23 | 178 | 1.1% |
| Preble County | 23 | 6 | 1.0% |
| Coshocton County | 23 | 4 | 1.0% |
| Hamilton County | 24 | 117 | 1.1% |
| Geauga County | 24 | 12 | 1.0% |
| Lucas County | 25 | 43 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology