Lender in Texas · HMDA 2025
Sente Mortgage, Inc. mortgages in Texas
Sente Mortgage, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Sente Mortgage, Inc. originated 281 owner-occupied single-family loans in Texas from 287 completed applications.
Its median conventional purchase loan costs were $7,420 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.875% (Texas: 6.50%).
Loans in TX
281
of 287 applications
Denial rate
1.0%
Purchase · TX 10.2%
Rate spread
+0.39 pts
Conv. · TX +0.09 pts
Loan amount
$315,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 201 | 199 | 1.0% | 6.875% | +0.39 pts | $7,420 | $315,000 |
| Refinance | 67 | 66 | 1.5% | 6.625% | +0.10 pts | $7,150 | $405,000 |
| Cash-out refinance | 19 | 16 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Sente Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lampasas County | 20 | 5 | 1.3% |
| Colorado County | 22 | 2 | 1.5% |
| Mills County | 25 | 1 | 2.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology