Lender in New Hampshire · HMDA 2025
Service Federal Credit Union mortgages in New Hampshire
Service Federal Credit Union's 2025 home-purchase and refinance lending in New Hampshire, compared with all lenders in the state.
Service Federal Credit Union originated 289 owner-occupied single-family loans in New Hampshire from 396 completed applications, making it the state's #13 lender by volume.
Its median conventional purchase loan costs were $3,340 versus $4,470 for all New Hampshire lenders, at a median 30-year fixed rate of 6.50% (New Hampshire: 6.625%).
Loans in NH
289
of 396 applications
Denial rate
19.4%
Purchase · NH 6.6%
Rate spread
−0.36 pts
Conv. · NH +0.17 pts
Loan amount
$395,000
Purchase · NH $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 222 | 171 | 19.4% | 6.500% | −0.36 pts | $3,340 | $395,000 |
| Refinance | 70 | 55 | 15.7% | — | −0.33 pts | $3,340 | $415,000 |
| Cash-out refinance | 104 | 63 | 36.5% | — | −0.48 pts | $3,090 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
New Hampshire counties where Service Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Strafford County | 6 | 48 | 2.8% |
| Cheshire County | 6 | 29 | 3.2% |
| Coos County | 7 | 12 | 3.7% |
| Belknap County | 9 | 22 | 2.5% |
| Grafton County | 11 | 16 | 1.8% |
| Rockingham County | 12 | 74 | 1.6% |
| Sullivan County | 15 | 7 | 1.4% |
| Merrimack County | 16 | 25 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology