Lender in Texas · HMDA 2025
SFMC, LP mortgages in Texas
SFMC, LP's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
SFMC, LP originated 2,804 owner-occupied single-family loans in Texas from 3,436 completed applications, making it the state's #23 lender by volume.
Its median conventional purchase loan costs were $9,260 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.49% (Texas: 6.50%).
Loans in TX
2,804
of 3,436 applications
Denial rate
4.3%
Purchase · TX 10.2%
Rate spread
+0.10 pts
Conv. · TX +0.09 pts
Loan amount
$365,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,223 | 2,661 | 4.3% | 6.490% | +0.10 pts | $9,260 | $365,000 |
| Refinance | 129 | 89 | 17.8% | 6.625% | +0.25 pts | $7,690 | $345,000 |
| Cash-out refinance | 84 | 54 | 21.4% | 6.990% | +0.48 pts | $9,240 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where SFMC, LP ranks in the top 25
Showing the 30 counties where it ranks highest, of 38.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Parker County | 3 | 174 | 4.9% |
| Johnson County | 4 | 226 | 5.6% |
| Aransas County | 4 | 29 | 8.1% |
| Bee County | 4 | 10 | 6.8% |
| Ellis County | 5 | 163 | 3.3% |
| Hood County | 6 | 45 | 3.4% |
| Hill County | 6 | 11 | 2.6% |
| Refugio County | 6 | 2 | 3.9% |
| Wise County | 7 | 46 | 2.7% |
| Collin County | 8 | 404 | 1.7% |
| Rockwall County | 8 | 63 | 2.2% |
| Cooke County | 8 | 17 | 3.0% |
| Kaufman County | 9 | 87 | 1.9% |
| Grayson County | 9 | 57 | 2.2% |
| Hansford County | 9 | 1 | 2.7% |
| Mitchell County | 10 | 1 | 2.1% |
| Tarrant County | 12 | 364 | 1.5% |
| Goliad County | 12 | 1 | 1.7% |
| Waller County | 14 | 27 | 1.4% |
| Comanche County | 14 | 2 | 1.4% |
| Nolan County | 15 | 1 | 0.9% |
| Robertson County | 16 | 2 | 1.2% |
| Live Oak County | 16 | 1 | 1.3% |
| Van Zandt County | 18 | 8 | 1.2% |
| Erath County | 18 | 4 | 1.1% |
| Pecos County | 18 | 1 | 1.2% |
| Denton County | 19 | 204 | 1.0% |
| Hays County | 20 | 53 | 1.0% |
| San Patricio County | 20 | 10 | 1.1% |
| Burnet County | 20 | 9 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology