Lender in Georgia · HMDA 2025
Shelter Home Mortgage, LLC mortgages in Georgia
Shelter Home Mortgage, LLC's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Shelter Home Mortgage, LLC originated 265 owner-occupied single-family loans in Georgia from 282 completed applications.
Its median conventional purchase loan costs were $6,620 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.875% (Georgia: 6.624%).
Loans in GA
265
of 282 applications
Denial rate
3.3%
Purchase · GA 9.9%
Rate spread
+0.27 pts
Conv. · GA +0.13 pts
Loan amount
$345,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 240 | 231 | 3.3% | 6.875% | +0.27 pts | $6,620 | $345,000 |
| Refinance | 19 | 17 | — | — | — | — | — |
| Cash-out refinance | 23 | 17 | 21.7% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Shelter Home Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| DeKalb County | 17 | 114 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology