Lender in Georgia · HMDA 2025
Southeast Mortgage of Georgia, Inc. mortgages in Georgia
Southeast Mortgage of Georgia, Inc.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Southeast Mortgage of Georgia, Inc. originated 1,019 owner-occupied single-family loans in Georgia from 1,053 completed applications.
Its median conventional purchase loan costs were $6,710 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.875% (Georgia: 6.624%).
Loans in GA
1,019
of 1,053 applications
Denial rate
3.4%
Purchase · GA 9.9%
Rate spread
+0.42 pts
Conv. · GA +0.13 pts
Loan amount
$305,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 952 | 920 | 3.4% | 6.875% | +0.42 pts | $6,710 | $305,000 |
| Refinance | 97 | 96 | 1.0% | 6.625% | +0.43 pts | $6,950 | $325,000 |
| Cash-out refinance | 4 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Southeast Mortgage of Georgia, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wilkinson County | 4 | 4 | 6.3% |
| Union County | 8 | 11 | 2.6% |
| Jones County | 8 | 7 | 2.2% |
| Rockdale County | 9 | 37 | 2.2% |
| Wilkes County | 9 | 3 | 3.6% |
| Washington County | 10 | 2 | 2.5% |
| Atkinson County | 10 | 1 | 5.6% |
| Gilmer County | 11 | 8 | 1.7% |
| Henry County | 12 | 79 | 1.7% |
| Baldwin County | 12 | 7 | 2.4% |
| Fannin County | 13 | 6 | 1.8% |
| Upson County | 14 | 5 | 1.6% |
| Towns County | 14 | 4 | 2.1% |
| Greene County | 15 | 4 | 1.2% |
| Clayton County | 16 | 46 | 1.5% |
| Fayette County | 16 | 25 | 1.3% |
| Newton County | 17 | 25 | 1.3% |
| Spalding County | 18 | 16 | 1.5% |
| Jasper County | 18 | 6 | 1.8% |
| Putnam County | 18 | 4 | 1.3% |
| Oglethorpe County | 18 | 3 | 1.4% |
| Madison County | 19 | 5 | 1.4% |
| Clarke County | 21 | 10 | 1.0% |
| Dougherty County | 22 | 5 | 0.9% |
| Butts County | 23 | 4 | 1.1% |
| Hart County | 23 | 3 | 1.0% |
| Pike County | 24 | 3 | 0.9% |
| Douglas County | 25 | 23 | 1.0% |
| Jackson County | 25 | 19 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology