Lender in Texas · HMDA 2025
SouthState Bank, N.A. mortgages in Texas
SouthState Bank, N.A.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
SouthState Bank, N.A. originated 320 owner-occupied single-family loans in Texas from 375 completed applications.
Its median conventional purchase loan costs were $6,260 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.10% (Texas: 6.50%).
Loans in TX
320
of 375 applications
Denial rate
13.5%
Purchase · TX 10.2%
Rate spread
−0.12 pts
Conv. · TX +0.09 pts
Loan amount
$365,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 333 | 286 | 13.5% | 6.100% | −0.12 pts | $6,260 | $365,000 |
| Refinance | 31 | 25 | 19.4% | — | −0.09 pts | $6,410 | $615,000 |
| Cash-out refinance | 11 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where SouthState Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cooke County | 21 | 5 | 0.9% |
| Hunt County | 22 | 21 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology