Lender in Florida · HMDA 2025
Space Coast Credit Union mortgages in Florida
Space Coast Credit Union's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Space Coast Credit Union originated 1,173 owner-occupied single-family loans in Florida from 1,563 completed applications.
Its median conventional purchase loan costs were $0 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.75% (Florida: 6.625%).
Loans in FL
1,173
of 1,563 applications
Denial rate
10.5%
Purchase · FL 12.8%
Rate spread
−0.33 pts
Conv. · FL +0.14 pts
Loan amount
$425,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 998 | 881 | 10.5% | 6.750% | −0.33 pts | $0 | $425,000 |
| Refinance | 198 | 100 | 48.0% | — | −0.47 pts | $0 | $395,000 |
| Cash-out refinance | 367 | 192 | 44.1% | 6.875% | +0.32 pts | $0 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Space Coast Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Brevard County | 3 | 568 | 5.1% |
| Indian River County | 17 | 39 | 1.6% |
| Volusia County | 18 | 96 | 1.1% |
| Flagler County | 24 | 23 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology