Lender in New Hampshire · HMDA 2025
St. Mary's Bank Credit Union mortgages in New Hampshire
St. Mary's Bank Credit Union's 2025 home-purchase and refinance lending in New Hampshire, compared with all lenders in the state.
St. Mary's Bank Credit Union originated 267 owner-occupied single-family loans in New Hampshire from 303 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $4,030 versus $4,470 for all New Hampshire lenders, at a median 30-year fixed rate of 6.625% (New Hampshire: 6.625%).
Loans in NH
267
of 303 applications
Denial rate
9.1%
Purchase · NH 6.6%
Rate spread
+0.11 pts
Conv. · NH +0.17 pts
Loan amount
$395,000
Purchase · NH $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 220 | 196 | 9.1% | 6.625% | +0.11 pts | $4,030 | $395,000 |
| Refinance | 32 | 28 | 12.5% | — | −0.11 pts | $3,260 | $395,000 |
| Cash-out refinance | 51 | 43 | 15.7% | 6.875% | +0.26 pts | $3,290 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
New Hampshire counties where St. Mary's Bank Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Merrimack County | 7 | 65 | 3.0% |
| Hillsborough County | 11 | 114 | 2.0% |
| Rockingham County | 16 | 57 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology