Lender in Indiana · HMDA 2025
Star Financial Bank mortgages in Indiana
Star Financial Bank's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Star Financial Bank originated 271 owner-occupied single-family loans in Indiana from 405 completed applications.
Its median conventional purchase loan costs were $2,780 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.875% (Indiana: 6.625%).
Loans in IN
271
of 405 applications
Denial rate
13.1%
Purchase · IN 7.4%
Rate spread
+0.13 pts
Conv. · IN +0.24 pts
Loan amount
$235,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 275 | 193 | 13.1% | 6.875% | +0.13 pts | $2,780 | $235,000 |
| Refinance | 32 | 24 | 21.9% | — | −0.19 pts | $3,290 | $315,000 |
| Cash-out refinance | 98 | 54 | 33.7% | — | +0.09 pts | $2,890 | $125,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Star Financial Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tipton County | 4 | 14 | 5.5% |
| Grant County | 9 | 20 | 2.7% |
| Whitley County | 11 | 12 | 2.1% |
| Howard County | 15 | 24 | 1.6% |
| Steuben County | 17 | 6 | 1.4% |
| Henry County | 20 | 9 | 1.3% |
| Madison County | 21 | 26 | 1.2% |
| Delaware County | 25 | 12 | 0.8% |
| Blackford County | 25 | 2 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology