Lender in California · HMDA 2025
STG Mortgage Inc. mortgages in California
STG Mortgage Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
STG Mortgage Inc. originated 760 owner-occupied single-family loans in California from 922 completed applications.
Its median conventional purchase loan costs were $10,230 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
760
of 922 applications
Denial rate
10.4%
Purchase · CA 8.9%
Rate spread
+0.17 pts
Conv. · CA +0.09 pts
Loan amount
$655,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 663 | 565 | 10.4% | 6.625% | +0.17 pts | $10,230 | $655,000 |
| Refinance | 144 | 110 | 10.4% | 6.625% | +0.14 pts | $7,690 | $795,000 |
| Cash-out refinance | 115 | 85 | 14.8% | 6.750% | +0.30 pts | $9,430 | $605,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where STG Mortgage Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Napa County | 14 | 16 | 1.7% |
| Mendocino County | 14 | 10 | 2.0% |
| Mariposa County | 15 | 2 | 1.4% |
| Sonoma County | 18 | 52 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology