Lender in Utah · HMDA 2025
Sun American Mortgage Company mortgages in Utah
Sun American Mortgage Company's 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
Sun American Mortgage Company originated 295 owner-occupied single-family loans in Utah from 301 completed applications.
Its median conventional purchase loan costs were $4,190 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.625% (Utah: 6.50%).
Loans in UT
295
of 301 applications
Denial rate
2.3%
Purchase · UT 6.5%
Rate spread
+0.19 pts
Conv. · UT +0.05 pts
Loan amount
$395,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 222 | 217 | 2.3% | 6.625% | +0.19 pts | $4,190 | $395,000 |
| Refinance | 54 | 54 | 0.0% | 6.375% | +0.02 pts | $4,520 | $405,000 |
| Cash-out refinance | 25 | 24 | 4.0% | — | — | — | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Utah counties where Sun American Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washington County | 3 | 214 | 5.7% |
| Sevier County | 7 | 6 | 1.9% |
| Iron County | 13 | 21 | 1.8% |
| Garfield County | 16 | 1 | 1.5% |
| Millard County | 17 | 2 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology