Lender in New Mexico · HMDA 2025
Sunflower Bank, N.A. mortgages in New Mexico
Sunflower Bank, N.A.'s 2025 home-purchase and refinance lending in New Mexico, compared with all lenders in the state.
Sunflower Bank, N.A. originated 302 owner-occupied single-family loans in New Mexico from 314 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $6,170 versus $5,210 for all New Mexico lenders, at a median 30-year fixed rate of 6.625% (New Mexico: 6.625%).
Loans in NM
302
of 314 applications
Denial rate
1.9%
Purchase · NM 8.3%
Rate spread
+0.15 pts
Conv. · NM +0.18 pts
Loan amount
$345,000
Purchase · NM $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 269 | 262 | 1.9% | 6.625% | +0.15 pts | $6,170 | $345,000 |
| Refinance | 31 | 28 | 9.7% | — | −0.01 pts | $8,460 | $345,000 |
| Cash-out refinance | 14 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New Mexico counties where Sunflower Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Los Alamos County | 2 | 52 | 14.2% |
| Santa Fe County | 3 | 103 | 6.3% |
| Cibola County | 3 | 3 | 5.8% |
| Rio Arriba County | 4 | 6 | 4.6% |
| Torrance County | 8 | 3 | 2.7% |
| Grant County | 17 | 2 | 1.2% |
| San Miguel County | 18 | 1 | 0.9% |
| Valencia County | 19 | 15 | 1.3% |
| Sandoval County | 22 | 33 | 1.0% |
| Bernalillo County | 25 | 72 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology