Lender in Michigan · HMDA 2025
Superior National Bank mortgages in Michigan
Superior National Bank's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Superior National Bank originated 597 owner-occupied single-family loans in Michigan from 623 completed applications.
Its median conventional purchase loan costs were $3,640 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.625% (Michigan: 6.625%).
Loans in MI
597
of 623 applications
Denial rate
2.3%
Purchase · MI 7.8%
Rate spread
+0.20 pts
Conv. · MI +0.23 pts
Loan amount
$255,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 516 | 501 | 2.3% | 6.625% | +0.20 pts | $3,640 | $255,000 |
| Refinance | 68 | 63 | 7.3% | 6.250% | −0.03 pts | $3,170 | $265,000 |
| Cash-out refinance | 39 | 33 | 15.4% | — | +0.53 pts | $3,190 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Superior National Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Houghton County | 1 | 60 | 18.6% |
| Baraga County | 1 | 17 | 33.3% |
| Keweenaw County | 4 | 1 | 5.3% |
| Oakland County | 16 | 227 | 1.2% |
| Macomb County | 20 | 123 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology