Lender in California · HMDA 2025
T. J. Financial, Inc. mortgages in California
T. J. Financial, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
T. J. Financial, Inc. originated 210 owner-occupied single-family loans in California from 210 completed applications.
Loans in CA
210
of 210 applications
Denial rate
0.0%
Purchase · CA 8.9%
Rate spread
—
Conv. · CA +0.09 pts
Loan amount
$595,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 104 | 104 | 0.0% | 6.375% | — | — | $595,000 |
| Refinance | 97 | 97 | 0.0% | 6.125% | — | — | $605,000 |
| Cash-out refinance | 9 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology