Lender in Pennsylvania · HMDA 2025
T2 Financial LLC mortgages in Pennsylvania
T2 Financial LLC's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
T2 Financial LLC originated 220 owner-occupied single-family loans in Pennsylvania from 246 completed applications.
Its median conventional purchase loan costs were $6,010 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
220
of 246 applications
Denial rate
6.0%
Purchase · PA 6.7%
Rate spread
+0.11 pts
Conv. · PA +0.17 pts
Loan amount
$315,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 216 | 194 | 6.0% | 6.625% | +0.11 pts | $6,010 | $315,000 |
| Refinance | 22 | 18 | 9.1% | — | — | — | — |
| Cash-out refinance | 8 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where T2 Financial LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Carbon County | 14 | 15 | 1.6% |
| Lehigh County | 21 | 48 | 1.2% |
| Northampton County | 24 | 41 | 1.1% |
- T2 Financial LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology