Lender in Texas · HMDA 2025
Texas Mortgage Lending, LLC mortgages in Texas
Texas Mortgage Lending, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Texas Mortgage Lending, LLC originated 479 owner-occupied single-family loans in Texas from 630 completed applications.
Its median conventional purchase loan costs were $5,840 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
479
of 630 applications
Denial rate
9.5%
Purchase · TX 10.2%
Rate spread
+0.10 pts
Conv. · TX +0.09 pts
Loan amount
$335,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 358 | 307 | 9.5% | 6.500% | +0.10 pts | $5,840 | $335,000 |
| Refinance | 108 | 67 | 29.6% | 6.250% | −0.17 pts | $5,790 | $365,000 |
| Cash-out refinance | 164 | 105 | 29.3% | 6.875% | +0.28 pts | $5,670 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Texas Mortgage Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lamar County | 10 | 11 | 2.8% |
| Delta County | 10 | 1 | 1.8% |
| Wood County | 18 | 7 | 1.2% |
| Camp County | 18 | 2 | 1.6% |
| Jack County | 18 | 1 | 1.0% |
| Bosque County | 19 | 2 | 1.1% |
| Rains County | 19 | 2 | 1.4% |
| Upshur County | 20 | 5 | 1.1% |
| Hopkins County | 20 | 3 | 0.8% |
| Red River County | 21 | 1 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology