Lender in Missouri · HMDA 2025
The Bank of Missouri mortgages in Missouri
The Bank of Missouri's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
The Bank of Missouri originated 319 owner-occupied single-family loans in Missouri from 366 completed applications.
Its median conventional purchase loan costs were $3,050 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.50% (Missouri: 6.625%).
Loans in MO
319
of 366 applications
Denial rate
8.2%
Purchase · MO 6.5%
Rate spread
+0.13 pts
Conv. · MO +0.24 pts
Loan amount
$245,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 269 | 245 | 8.2% | 6.500% | +0.13 pts | $3,050 | $245,000 |
| Refinance | 80 | 63 | 20.0% | — | +0.17 pts | $2,580 | $175,000 |
| Cash-out refinance | 17 | 11 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where The Bank of Missouri ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Perry County | 1 | 40 | 17.3% |
| Bollinger County | 1 | 13 | 11.6% |
| Cape Girardeau County | 3 | 57 | 5.5% |
| Montgomery County | 4 | 8 | 5.8% |
| Pemiscot County | 4 | 7 | 8.6% |
| Polk County | 6 | 22 | 4.4% |
| Scott County | 7 | 19 | 4.6% |
| Ste. Genevieve County | 11 | 4 | 1.7% |
| Taney County | 12 | 16 | 2.3% |
| Dallas County | 13 | 5 | 2.3% |
| Boone County | 14 | 28 | 1.1% |
| Butler County | 14 | 5 | 1.0% |
| Dade County | 14 | 2 | 2.4% |
| Carter County | 15 | 1 | 2.0% |
| Audrain County | 18 | 4 | 1.3% |
| St. Clair County | 21 | 1 | 1.9% |
| Ozark County | 22 | 1 | 1.6% |
| Stoddard County | 25 | 2 | 0.7% |
| Howard County | 25 | 1 | 0.7% |
| Wayne County | 25 | 1 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology