The Bank of Tampa: 2025 mortgage rates, costs & approvals
How The Bank of Tampa priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: The Bank of Tampa · LEI 549300H3F1P2EQW0FC36
In 2025, The Bank of Tampa originated 71 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 1 state — 1995th by volume among the 2,017 lenders profiled here.
It denied 23.0% of completed home-purchase applications (all lenders: 8.5%).
How The Bank of Tampa priced home-purchase loans
| Purchase loans, 2025 | The Bank of Tampa | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | — | 6.625% |
| 30-year fixed rate · FHA | — | 6.250% |
| 30-year fixed rate · VA | — | 6.125% |
| 15-year fixed rate · conventional | — | 5.875% |
| Rate spread vs. APOR · conventional | — | +0.13 pts |
| Total loan costs · conventional | — | $5,570 |
| Total loan costs · FHA | — | $11,310 |
| Total loan costs · VA | — | $6,490 |
| Origination charges (all types) | — | $1,860 |
| Borrowers paying discount points | — | 51.3% |
| Points paid, when paid (% of loan) | — | 0.87% |
| Borrowers receiving lender credits | — | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Where The Bank of Tampa lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| Florida | 71 | 109 | 23.0% | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open The Bank of Tampa's page for that state.
Check The Bank of Tampa yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 549300H3F1P2EQW0FC36.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from The Bank of Tampa with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology