Lender in Kentucky · HMDA 2025
The Cecilian Bank mortgages in Kentucky
The Cecilian Bank's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
The Cecilian Bank originated 215 owner-occupied single-family loans in Kentucky from 246 completed applications.
Its median conventional purchase loan costs were $3,860 versus $4,000 for all Kentucky lenders.
Loans in KY
215
of 246 applications
Denial rate
5.8%
Purchase · KY 8.2%
Rate spread
−0.04 pts
Conv. · KY +0.21 pts
Loan amount
$245,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 156 | 139 | 5.8% | — | −0.04 pts | $3,860 | $245,000 |
| Refinance | 21 | 18 | 14.3% | — | — | — | — |
| Cash-out refinance | 69 | 58 | 8.7% | — | +0.01 pts | $2,240 | $145,000 |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where The Cecilian Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hart County | 1 | 41 | 18.0% |
| Grayson County | 1 | 38 | 13.1% |
| Breckinridge County | 1 | 29 | 17.0% |
| Meade County | 6 | 22 | 4.8% |
| Hardin County | 8 | 53 | 2.7% |
| Larue County | 8 | 7 | 3.1% |
| Ohio County | 11 | 5 | 2.5% |
| Metcalfe County | 11 | 2 | 2.0% |
| Edmonson County | 13 | 4 | 2.2% |
| Barren County | 21 | 6 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology