Lender in Pennsylvania · HMDA 2025
The Fidelity Deposit and Discount Bank mortgages in Pennsylvania
The Fidelity Deposit and Discount Bank's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
The Fidelity Deposit and Discount Bank originated 260 owner-occupied single-family loans in Pennsylvania from 286 completed applications.
Its median conventional purchase loan costs were $5,600 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
260
of 286 applications
Denial rate
0.8%
Purchase · PA 6.7%
Rate spread
+0.22 pts
Conv. · PA +0.17 pts
Loan amount
$285,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 254 | 236 | 0.8% | 6.625% | +0.22 pts | $5,600 | $285,000 |
| Refinance | 1 | 1 | — | — | — | — | — |
| Cash-out refinance | 31 | 23 | 16.1% | — | +0.21 pts | $4,260 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where The Fidelity Deposit and Discount Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lackawanna County | 3 | 112 | 5.6% |
| Wyoming County | 9 | 7 | 3.3% |
| Luzerne County | 15 | 50 | 1.5% |
| Northampton County | 23 | 41 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology