Lender in Ohio · HMDA 2025
The Genoa Banking Company mortgages in Ohio
The Genoa Banking Company's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
The Genoa Banking Company originated 243 owner-occupied single-family loans in Ohio from 284 completed applications.
Loans in OH
243
of 284 applications
Denial rate
3.9%
Purchase · OH 7.1%
Rate spread
—
Conv. · OH +0.22 pts
Loan amount
$205,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 229 | 201 | 3.9% | — | — | — | $205,000 |
| Refinance | 29 | 22 | 20.7% | — | — | — | $245,000 |
| Cash-out refinance | 26 | 20 | 3.9% | — | — | — | $145,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where The Genoa Banking Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ottawa County | 2 | 54 | 10.8% |
| Wood County | 8 | 49 | 3.0% |
| Sandusky County | 11 | 19 | 2.7% |
| Lucas County | 14 | 101 | 2.2% |
| Erie County | 25 | 7 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology