Lender in Ohio · HMDA 2025
The Middlefield Banking Company mortgages in Ohio
The Middlefield Banking Company's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
The Middlefield Banking Company originated 303 owner-occupied single-family loans in Ohio from 380 completed applications.
Loans in OH
303
of 380 applications
Denial rate
15.0%
Purchase · OH 7.1%
Rate spread
—
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 247 | 203 | 15.0% | — | — | — | $245,000 |
| Refinance | 129 | 98 | 21.7% | — | — | — | $175,000 |
| Cash-out refinance | 4 | 2 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where The Middlefield Banking Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Geauga County | 2 | 97 | 8.0% |
| Hardin County | 6 | 19 | 5.5% |
| Ashtabula County | 8 | 44 | 3.9% |
| Trumbull County | 10 | 55 | 2.3% |
| Logan County | 18 | 9 | 1.4% |
| Portage County | 23 | 20 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology