Lender in Texas · HMDA 2025
The Mortgage Link, Inc. mortgages in Texas
The Mortgage Link, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
The Mortgage Link, Inc. originated 606 owner-occupied single-family loans in Texas from 681 completed applications.
Its median conventional purchase loan costs were $13,970 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.75% (Texas: 6.50%).
Loans in TX
606
of 681 applications
Denial rate
1.1%
Purchase · TX 10.2%
Rate spread
+0.35 pts
Conv. · TX +0.09 pts
Loan amount
$295,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 639 | 575 | 1.1% | 6.750% | +0.35 pts | $13,970 | $295,000 |
| Refinance | 30 | 22 | 0.0% | — | — | — | $375,000 |
| Cash-out refinance | 12 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where The Mortgage Link, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dallam County | 1 | 7 | 13.7% |
| Ochiltree County | 6 | 3 | 5.2% |
| Lipscomb County | 6 | 1 | 6.7% |
| Hartley County | 7 | 3 | 5.4% |
| Andrews County | 8 | 8 | 3.4% |
| Martin County | 8 | 2 | 4.4% |
| Gray County | 10 | 4 | 2.1% |
| McCulloch County | 12 | 1 | 2.9% |
| Pecos County | 13 | 2 | 2.3% |
| Donley County | 13 | 1 | 2.9% |
| Tom Green County | 17 | 15 | 1.0% |
| Midland County | 18 | 40 | 1.2% |
| Potter County | 18 | 15 | 1.6% |
| Hutchinson County | 18 | 3 | 1.4% |
| Ector County | 20 | 29 | 1.4% |
| Randall County | 22 | 20 | 0.8% |
| Bastrop County | 22 | 13 | 0.9% |
| Carson County | 23 | 1 | 1.3% |
| Webb County | 25 | 20 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology