Lender in Ohio · HMDA 2025
The Union Bank Company mortgages in Ohio
The Union Bank Company's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
The Union Bank Company originated 279 owner-occupied single-family loans in Ohio from 302 completed applications.
Loans in OH
279
of 302 applications
Denial rate
3.8%
Purchase · OH 7.1%
Rate spread
—
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 210 | 201 | 3.8% | — | — | — | $245,000 |
| Refinance | 77 | 66 | 11.7% | — | — | — | $175,000 |
| Cash-out refinance | 15 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where The Union Bank Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Putnam County | 2 | 48 | 11.6% |
| Allen County | 8 | 41 | 3.4% |
| Paulding County | 11 | 5 | 2.0% |
| Marion County | 20 | 8 | 1.0% |
| Hancock County | 21 | 8 | 0.8% |
| Auglaize County | 23 | 4 | 0.8% |
| Van Wert County | 23 | 4 | 1.1% |
| Defiance County | 23 | 3 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology