Lender in Ohio · HMDA 2025
The Vinton County National Bank mortgages in Ohio
The Vinton County National Bank's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
The Vinton County National Bank originated 277 owner-occupied single-family loans in Ohio from 369 completed applications.
Its median conventional purchase loan costs were $4,050 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
277
of 369 applications
Denial rate
4.6%
Purchase · OH 7.1%
Rate spread
−0.20 pts
Conv. · OH +0.22 pts
Loan amount
$295,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 304 | 238 | 4.6% | 6.625% | −0.20 pts | $4,050 | $295,000 |
| Refinance | 65 | 39 | 24.6% | — | +0.22 pts | $3,240 | $185,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where The Vinton County National Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hocking County | 1 | 26 | 9.6% |
| Vinton County | 1 | 25 | 24.8% |
| Ross County | 4 | 51 | 6.0% |
| Jackson County | 6 | 15 | 4.8% |
| Perry County | 9 | 16 | 3.8% |
| Pike County | 11 | 5 | 2.1% |
| Fairfield County | 12 | 62 | 2.3% |
| Gallia County | 12 | 5 | 1.9% |
| Meigs County | 15 | 2 | 1.6% |
| Athens County | 17 | 4 | 1.3% |
| Pickaway County | 20 | 22 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology