Lender in Virginia · HMDA 2025
Tidewater Home Funding, LLC mortgages in Virginia
Tidewater Home Funding, LLC's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Tidewater Home Funding, LLC originated 220 owner-occupied single-family loans in Virginia from 227 completed applications.
Its median conventional purchase loan costs were $5,150 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.50% (Virginia: 6.625%).
Loans in VA
220
of 227 applications
Denial rate
2.8%
Purchase · VA 6.9%
Rate spread
+0.01 pts
Conv. · VA +0.10 pts
Loan amount
$305,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 217 | 211 | 2.8% | 6.500% | +0.01 pts | $5,150 | $305,000 |
| Refinance | 6 | 5 | — | — | — | — | — |
| Cash-out refinance | 4 | 4 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Tidewater Home Funding, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gloucester County | 16 | 10 | 1.5% |
| Chesapeake city | 22 | 45 | 0.9% |
| Emporia city | 24 | 1 | 2.1% |
| Southampton County | 25 | 3 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology