Lender in Virginia · HMDA 2025
Tidewater Mortgage Services, Inc. mortgages in Virginia
Tidewater Mortgage Services, Inc.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Tidewater Mortgage Services, Inc. originated 515 owner-occupied single-family loans in Virginia from 546 completed applications.
Its median conventional purchase loan costs were $5,450 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.75% (Virginia: 6.625%).
Loans in VA
515
of 546 applications
Denial rate
5.1%
Purchase · VA 6.9%
Rate spread
+0.25 pts
Conv. · VA +0.10 pts
Loan amount
$335,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 494 | 469 | 5.1% | 6.750% | +0.25 pts | $5,450 | $335,000 |
| Refinance | 30 | 26 | 13.3% | — | — | — | $295,000 |
| Cash-out refinance | 22 | 20 | 9.1% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Tidewater Mortgage Services, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sussex County | 3 | 5 | 5.3% |
| Suffolk city | 10 | 61 | 2.5% |
| Hampton city | 10 | 54 | 2.2% |
| Colonial Heights city | 13 | 5 | 1.8% |
| Prince George County | 14 | 8 | 1.6% |
| Hopewell city | 14 | 6 | 1.5% |
| Virginia Beach city | 15 | 117 | 1.7% |
| Emporia city | 15 | 1 | 2.1% |
| Greensville County | 16 | 1 | 1.5% |
| Chesapeake city | 17 | 65 | 1.3% |
| Portsmouth city | 18 | 20 | 1.0% |
| Dinwiddie County | 20 | 6 | 1.3% |
| Essex County | 20 | 2 | 1.3% |
| Norfolk city | 22 | 38 | 1.1% |
| Middlesex County | 22 | 2 | 1.1% |
| Newport News city | 24 | 18 | 0.7% |
| Westmoreland County | 24 | 5 | 1.1% |
| Charles City County | 24 | 1 | 1.1% |
| Isle of Wight County | 25 | 8 | 0.9% |
| Amelia County | 25 | 2 | 1.0% |
| Brunswick County | 25 | 1 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology