Lender in Oklahoma · HMDA 2025
Tinker Federal Credit Union mortgages in Oklahoma
Tinker Federal Credit Union's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
Tinker Federal Credit Union originated 237 owner-occupied single-family loans in Oklahoma from 339 completed applications.
Its median conventional purchase loan costs were $4,370 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.625% (Oklahoma: 6.625%).
Loans in OK
237
of 339 applications
Denial rate
13.6%
Purchase · OK 7.6%
Rate spread
−0.05 pts
Conv. · OK +0.21 pts
Loan amount
$225,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 184 | 143 | 13.6% | 6.625% | −0.05 pts | $4,370 | $225,000 |
| Refinance | 29 | 17 | 37.9% | — | — | — | — |
| Cash-out refinance | 126 | 77 | 31.8% | 7.250% | +0.54 pts | $3,730 | $125,000 |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where Tinker Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tillman County | 8 | 2 | 5.7% |
| Woods County | 15 | 1 | 2.3% |
| Hughes County | 16 | 2 | 2.5% |
| Grant County | 18 | 1 | 2.6% |
| Garfield County | 19 | 6 | 0.9% |
| Lincoln County | 19 | 6 | 1.5% |
| Pottawatomie County | 20 | 9 | 1.0% |
| Cleveland County | 21 | 43 | 1.2% |
| Payne County | 23 | 7 | 1.0% |
| Pontotoc County | 23 | 3 | 0.8% |
| Johnston County | 23 | 1 | 1.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology