Lender in Texas · HMDA 2025
Tomo Mortgage, LLC mortgages in Texas
Tomo Mortgage, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Tomo Mortgage, LLC originated 345 owner-occupied single-family loans in Texas from 404 completed applications.
Its median conventional purchase loan costs were $4,980 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.125% (Texas: 6.50%).
Loans in TX
345
of 404 applications
Denial rate
13.9%
Purchase · TX 10.2%
Rate spread
−0.23 pts
Conv. · TX +0.09 pts
Loan amount
$395,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 404 | 345 | 13.9% | 6.125% | −0.23 pts | $4,980 | $395,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Tomo Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mills County | 8 | 1 | 2.3% |
| Refugio County | 11 | 1 | 1.9% |
| Hartley County | 12 | 1 | 1.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology