Lender in Massachusetts · HMDA 2025
Total Mortgage Services, LLC mortgages in Massachusetts
Total Mortgage Services, LLC's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Total Mortgage Services, LLC originated 1,042 owner-occupied single-family loans in Massachusetts from 1,111 completed applications, making it the state's #12 lender by volume.
Its median conventional purchase loan costs were $7,320 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.625% (Massachusetts: 6.575%).
Loans in MA
1,042
of 1,111 applications
Denial rate
5.0%
Purchase · MA 6.3%
Rate spread
+0.38 pts
Conv. · MA +0.02 pts
Loan amount
$435,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 994 | 937 | 5.0% | 6.625% | +0.38 pts | $7,320 | $435,000 |
| Refinance | 69 | 61 | 7.2% | 6.375% | +0.10 pts | $7,740 | $445,000 |
| Cash-out refinance | 48 | 44 | 6.3% | 6.875% | +0.58 pts | $5,940 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Total Mortgage Services, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Worcester County | 9 | 285 | 2.7% |
| Franklin County | 9 | 19 | 2.9% |
| Essex County | 10 | 148 | 1.8% |
| Plymouth County | 14 | 128 | 1.9% |
| Hampden County | 14 | 87 | 1.8% |
| Bristol County | 15 | 112 | 1.9% |
| Middlesex County | 21 | 150 | 0.9% |
| Hampshire County | 22 | 16 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology