Lender in Virginia · HMDA 2025
Towne First Mortgage, LLC mortgages in Virginia
Towne First Mortgage, LLC's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Towne First Mortgage, LLC originated 242 owner-occupied single-family loans in Virginia from 248 completed applications.
Its median conventional purchase loan costs were $5,160 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.75% (Virginia: 6.625%).
Loans in VA
242
of 248 applications
Denial rate
2.1%
Purchase · VA 6.9%
Rate spread
+0.16 pts
Conv. · VA +0.10 pts
Loan amount
$365,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 241 | 235 | 2.1% | 6.750% | +0.16 pts | $5,160 | $365,000 |
| Refinance | 3 | 3 | — | — | — | — | — |
| Cash-out refinance | 4 | 4 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Towne First Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hanover County | 5 | 64 | 3.5% |
| Fluvanna County | 10 | 11 | 2.1% |
| King William County | 12 | 13 | 2.9% |
| Louisa County | 17 | 16 | 1.8% |
| New Kent County | 18 | 12 | 1.6% |
| Goochland County | 18 | 9 | 1.7% |
| Charles City County | 18 | 2 | 2.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology