Lender in Virginia · HMDA 2025
Towne Mortgage, LLC mortgages in Virginia
Towne Mortgage, LLC's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Towne Mortgage, LLC originated 417 owner-occupied single-family loans in Virginia from 427 completed applications.
Its median conventional purchase loan costs were $7,090 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.625% (Virginia: 6.625%).
Loans in VA
417
of 427 applications
Denial rate
1.0%
Purchase · VA 6.9%
Rate spread
+0.26 pts
Conv. · VA +0.10 pts
Loan amount
$355,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 417 | 409 | 1.0% | 6.625% | +0.26 pts | $7,090 | $355,000 |
| Refinance | 5 | 5 | — | — | — | — | — |
| Cash-out refinance | 5 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Towne Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| James City County | 7 | 41 | 3.0% |
| Surry County | 11 | 3 | 2.9% |
| Norfolk city | 13 | 63 | 1.7% |
| Virginia Beach city | 16 | 115 | 1.6% |
| Isle of Wight County | 17 | 12 | 1.3% |
| Williamsburg city | 19 | 2 | 1.8% |
| Chesapeake city | 20 | 52 | 1.0% |
| Portsmouth city | 20 | 19 | 0.9% |
| Fluvanna County | 20 | 6 | 1.1% |
| Suffolk city | 23 | 22 | 0.9% |
| Southampton County | 23 | 3 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology