Lender in Texas · HMDA 2025
Trinity Oaks Mortgage, LLC mortgages in Texas
Trinity Oaks Mortgage, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Trinity Oaks Mortgage, LLC originated 221 owner-occupied single-family loans in Texas from 235 completed applications.
Its median conventional purchase loan costs were $7,720 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
221
of 235 applications
Denial rate
4.9%
Purchase · TX 10.2%
Rate spread
+0.09 pts
Conv. · TX +0.09 pts
Loan amount
$435,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 224 | 210 | 4.9% | 6.500% | +0.09 pts | $7,720 | $435,000 |
| Refinance | 6 | 6 | — | — | — | — | — |
| Cash-out refinance | 5 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Trinity Oaks Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ellis County | 10 | 109 | 2.2% |
| McLennan County | 17 | 45 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology