Lender in Pennsylvania · HMDA 2025
Union Savings Bank mortgages in Pennsylvania
Union Savings Bank's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Union Savings Bank originated 417 owner-occupied single-family loans in Pennsylvania from 441 completed applications.
Its median conventional purchase loan costs were $4,250 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
417
of 441 applications
Denial rate
5.2%
Purchase · PA 6.7%
Rate spread
+0.19 pts
Conv. · PA +0.17 pts
Loan amount
$235,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 366 | 344 | 5.2% | 6.625% | +0.19 pts | $4,250 | $235,000 |
| Refinance | 68 | 66 | 2.9% | 6.375% | −0.15 pts | $1,100 | $245,000 |
| Cash-out refinance | 7 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Union Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lawrence County | 8 | 34 | 3.9% |
| Indiana County | 9 | 22 | 3.8% |
| Armstrong County | 12 | 10 | 2.0% |
| Butler County | 13 | 48 | 1.8% |
| Washington County | 14 | 50 | 2.0% |
| Beaver County | 14 | 36 | 1.8% |
| Greene County | 17 | 3 | 1.2% |
| Allegheny County | 24 | 156 | 1.2% |
| Westmoreland County | 25 | 37 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology