Lender in Virginia · HMDA 2025
University of Virginia Community Credit Union, Inc. mortgages in Virginia
University of Virginia Community Credit Union, Inc.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
University of Virginia Community Credit Union, Inc. originated 294 owner-occupied single-family loans in Virginia from 350 completed applications.
Loans in VA
294
of 350 applications
Denial rate
8.3%
Purchase · VA 6.9%
Rate spread
—
Conv. · VA +0.10 pts
Loan amount
$355,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 252 | 215 | 8.3% | — | — | — | $355,000 |
| Refinance | 61 | 51 | 16.4% | — | — | — | $195,000 |
| Cash-out refinance | 37 | 28 | 13.5% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where University of Virginia Community Credit Union, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Charlottesville city | 2 | 23 | 7.7% |
| Nelson County | 3 | 10 | 6.5% |
| Albemarle County | 4 | 102 | 6.9% |
| Greene County | 5 | 14 | 3.7% |
| Louisa County | 6 | 27 | 3.0% |
| Madison County | 6 | 8 | 4.2% |
| Fluvanna County | 8 | 18 | 3.5% |
| Buckingham County | 13 | 4 | 2.4% |
| Orange County | 17 | 17 | 1.8% |
| Waynesboro city | 19 | 9 | 2.0% |
| Harrisonburg city | 20 | 3 | 1.2% |
| Culpeper County | 21 | 12 | 1.2% |
| Rockingham County | 24 | 10 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology