Lender in Georgia · HMDA 2025
US Mortgage Corporation mortgages in Georgia
US Mortgage Corporation's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
US Mortgage Corporation originated 487 owner-occupied single-family loans in Georgia from 537 completed applications.
Its median conventional purchase loan costs were $6,810 versus $6,350 for all Georgia lenders.
Loans in GA
487
of 537 applications
Denial rate
8.1%
Purchase · GA 9.9%
Rate spread
+0.62 pts
Conv. · GA +0.13 pts
Loan amount
$315,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 504 | 456 | 8.1% | — | +0.62 pts | $6,810 | $315,000 |
| Refinance | 31 | 29 | 3.2% | — | +0.15 pts | $6,080 | $315,000 |
| Cash-out refinance | 2 | 2 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where US Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Evans County | 14 | 1 | 1.7% |
| Barrow County | 19 | 26 | 1.2% |
| Emanuel County | 19 | 1 | 1.1% |
| Clayton County | 24 | 30 | 1.0% |
| Douglas County | 24 | 24 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology