Lender in Oklahoma · HMDA 2025
Valor Bank mortgages in Oklahoma
Valor Bank's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
Valor Bank originated 259 owner-occupied single-family loans in Oklahoma from 286 completed applications.
Loans in OK
259
of 286 applications
Denial rate
0.8%
Purchase · OK 7.6%
Rate spread
—
Conv. · OK +0.21 pts
Loan amount
$315,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 253 | 233 | 0.8% | — | — | — | $315,000 |
| Refinance | 24 | 19 | 8.3% | — | — | — | — |
| Cash-out refinance | 9 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where Valor Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Logan County | 9 | 24 | 2.4% |
| Oklahoma County | 11 | 180 | 1.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology