Lender in Pennsylvania · HMDA 2025
Victorian Finance, LLC mortgages in Pennsylvania
Victorian Finance, LLC's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Victorian Finance, LLC originated 543 owner-occupied single-family loans in Pennsylvania from 552 completed applications.
Its median conventional purchase loan costs were $7,940 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.49% (Pennsylvania: 6.625%).
Loans in PA
543
of 552 applications
Denial rate
1.5%
Purchase · PA 6.7%
Rate spread
+0.14 pts
Conv. · PA +0.17 pts
Loan amount
$225,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 532 | 524 | 1.5% | 6.490% | +0.14 pts | $7,940 | $225,000 |
| Refinance | 9 | 8 | — | — | — | — | — |
| Cash-out refinance | 11 | 11 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Victorian Finance, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washington County | 7 | 79 | 3.1% |
| Beaver County | 8 | 58 | 2.8% |
| Allegheny County | 11 | 310 | 2.4% |
| Westmoreland County | 19 | 52 | 1.3% |
| Lawrence County | 23 | 7 | 0.8% |
| Armstrong County | 24 | 6 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology