Lender in Kentucky · HMDA 2025
Victory Mortgage, L.L.C. mortgages in Kentucky
Victory Mortgage, L.L.C.'s 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Victory Mortgage, L.L.C. originated 737 owner-occupied single-family loans in Kentucky from 761 completed applications, making it the state's #16 lender by volume.
Its median conventional purchase loan costs were $2,950 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.125% (Kentucky: 6.625%).
Loans in KY
737
of 761 applications
Denial rate
3.1%
Purchase · KY 8.2%
Rate spread
−0.31 pts
Conv. · KY +0.21 pts
Loan amount
$325,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 747 | 724 | 3.1% | 6.125% | −0.31 pts | $2,950 | $325,000 |
| Refinance | 11 | 10 | — | — | — | — | — |
| Cash-out refinance | 3 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Victory Mortgage, L.L.C. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kenton County | 1 | 250 | 8.2% |
| Bullitt County | 2 | 113 | 7.1% |
| Shelby County | 3 | 34 | 4.4% |
| Boone County | 4 | 155 | 6.1% |
| Campbell County | 5 | 75 | 4.6% |
| Oldham County | 12 | 21 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology