Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Michigan · HMDA 2025

Village Capital & Investment LLC mortgages in Michigan

Village Capital & Investment LLC's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.

Village Capital & Investment LLC originated 229 owner-occupied single-family loans in Michigan from 593 completed applications.

Loans in MI
229
of 593 applications
Denial rate
69.7%
Purchase · MI 7.8%
Rate spread
—
Conv. · MI +0.23 pts
Loan amount
—
Purchase · MI $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase33469.7%————
Refinance35019811.4%———$265,000
Cash-out refinance2102773.3%———$205,000

*Conventional loans only; medians with at least 20 loans.

Michigan counties where Village Capital & Investment LLC ranks in the top 25

CountyRankLoansMarket share
Ontonagon County2211.8%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology