Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender profile · HMDA 2025

Warshaw Capital, LLC: 2025 mortgage rates, costs & approvals

How Warshaw Capital, LLC priced and approved home loans in 2025, measured against every lender in the official HMDA records.

HMDA legal name: WARSHAW CAPITAL, LLC · LEI 2549008G9SP4WM32NN96

In 2025, Warshaw Capital, LLC originated 158 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 9 states — 1434th by volume among the 2,017 lenders profiled here.

On conventional 30-year fixed purchase loans its median rate was 6.50% (all lenders: 6.625%); its median rate spread was in line with the national median. Median conventional loan costs were $5,690, about the same as the national median ($5,570).

It denied 2.9% of completed home-purchase applications (all lenders: 8.5%).

Loans
158
of 163 applications
Denial rate
2.9%
Purchase · all 8.5%
30-yr fixed rate
6.50%
Conv. · all 6.625%
Loan costs
$5,690
Conv. · all $5,570
Loan amount
$445,000
Purchase · all $335,000
Borrower income
$126,000
Purchase · all $116,000

How Warshaw Capital, LLC priced home-purchase loans

Purchase loans, 2025Warshaw Capital, LLCAll lenders
30-year fixed rate · conventional6.500%6.625%
30-year fixed rate · FHA6.250%6.250%
30-year fixed rate · VA—6.125%
15-year fixed rate · conventional—5.875%
Rate spread vs. APOR · conventional+0.14 pts+0.13 pts
Total loan costs · conventional$5,690$5,570
Total loan costs · FHA$15,890$11,310
Total loan costs · VA—$6,490
Origination charges (all types)$1,590$1,860
Borrowers paying discount points29.9%51.3%
Points paid, when paid (% of loan)0.50%0.87%
Borrowers receiving lender credits10.4%33.1%

Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.

Loan mix and borrowers

By loan type

Conventional 75.9% 120
FHA 22.2% 35
VA 1.9% 3

By purpose

Home purchase 84.8% 134
Refinance 15.2% 24
Home value
$515,000
Median, purchase loans
Down payment
10%
All lenders 10%
Refi rate
6.50%
30-yr fixed, conventional
Refi denial rate
4.0%
Cash-out —

Where Warshaw Capital, LLC lends

StateLoansApplicationsPurchase denial rate30-yr rate*Loan costs*
Connecticut1281301.8%6.500%$5,710
Florida1113———
New Jersey1112———
California22———
Virginia22———
Georgia11———
Maryland11———
North Carolina11———
Texas11———

*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Warshaw Capital, LLC's page for that state.

Counties where Warshaw Capital, LLC is a top lender

Check Warshaw Capital, LLC yourself

This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.

Lenders of similar size

Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology