Lender in Wisconsin · HMDA 2025
Waukesha State Bank mortgages in Wisconsin
Waukesha State Bank's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
Waukesha State Bank originated 380 owner-occupied single-family loans in Wisconsin from 398 completed applications.
Its median conventional purchase loan costs were $3,090 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.625% (Wisconsin: 6.625%).
Loans in WI
380
of 398 applications
Denial rate
1.8%
Purchase · WI 6.2%
Rate spread
+0.15 pts
Conv. · WI +0.12 pts
Loan amount
$375,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 274 | 260 | 1.8% | 6.625% | +0.15 pts | $3,090 | $375,000 |
| Refinance | 92 | 91 | 0.0% | 6.625% | +0.18 pts | $1,730 | $335,000 |
| Cash-out refinance | 32 | 29 | 6.3% | — | +0.24 pts | $2,230 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where Waukesha State Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Waukesha County | 6 | 228 | 3.5% |
| Dodge County | 22 | 13 | 1.0% |
| Washington County | 23 | 29 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology