Lender in West Virginia · HMDA 2025
WesBanco Bank, Inc. mortgages in West Virginia
WesBanco Bank, Inc.'s 2025 home-purchase and refinance lending in West Virginia, compared with all lenders in the state.
WesBanco Bank, Inc. originated 495 owner-occupied single-family loans in West Virginia from 563 completed applications, making it the state's #9 lender by volume.
Its median conventional purchase loan costs were $4,050 versus $4,280 for all West Virginia lenders, at a median 30-year fixed rate of 6.375% (West Virginia: 6.624%).
Loans in WV
495
of 563 applications
Denial rate
9.6%
Purchase · WV 9.4%
Rate spread
+0.07 pts
Conv. · WV +0.16 pts
Loan amount
$185,000
Purchase · WV $225,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 523 | 469 | 9.6% | 6.375% | +0.07 pts | $4,050 | $185,000 |
| Refinance | 21 | 13 | 33.3% | — | — | — | — |
| Cash-out refinance | 19 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
West Virginia counties where WesBanco Bank, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ohio County | 1 | 85 | 24.3% |
| Harrison County | 1 | 82 | 13.5% |
| Marshall County | 1 | 34 | 12.9% |
| Brooke County | 1 | 32 | 18.8% |
| Hancock County | 3 | 26 | 9.2% |
| Tyler County | 3 | 4 | 10.0% |
| Preston County | 4 | 12 | 5.4% |
| Wetzel County | 4 | 9 | 7.6% |
| Taylor County | 4 | 8 | 6.1% |
| Marion County | 5 | 31 | 5.4% |
| Upshur County | 6 | 7 | 4.7% |
| Lewis County | 7 | 5 | 5.2% |
| Wood County | 9 | 21 | 2.5% |
| Monongalia County | 10 | 34 | 3.2% |
| Jackson County | 11 | 7 | 3.2% |
| Wayne County | 11 | 7 | 2.6% |
| Barbour County | 11 | 2 | 2.7% |
| Kanawha County | 12 | 55 | 3.2% |
| Lincoln County | 16 | 2 | 2.8% |
| Putnam County | 20 | 10 | 1.4% |
| Cabell County | 21 | 9 | 1.1% |
| Mason County | 21 | 2 | 1.2% |
| Randolph County | 22 | 2 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology