Lender in Delaware · HMDA 2025
Wilmington Savings Fund Society, FSB mortgages in Delaware
Wilmington Savings Fund Society, FSB's 2025 home-purchase and refinance lending in Delaware, compared with all lenders in the state.
Wilmington Savings Fund Society, FSB originated 289 owner-occupied single-family loans in Delaware from 302 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $3,490 versus $6,050 for all Delaware lenders, at a median 30-year fixed rate of 6.375% (Delaware: 6.625%).
Loans in DE
289
of 302 applications
Denial rate
2.7%
Purchase · DE 8.5%
Rate spread
−0.11 pts
Conv. · DE +0.18 pts
Loan amount
$315,000
Purchase · DE $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 262 | 253 | 2.7% | 6.375% | −0.11 pts | $3,490 | $315,000 |
| Refinance | 21 | 19 | 9.5% | — | — | — | — |
| Cash-out refinance | 19 | 17 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Delaware counties where Wilmington Savings Fund Society, FSB ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| New Castle County | 6 | 225 | 3.1% |
| Kent County | 22 | 34 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology