Lender in Kentucky · HMDA 2025
Wilson & Muir Bank & Trust Company mortgages in Kentucky
Wilson & Muir Bank & Trust Company's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Wilson & Muir Bank & Trust Company originated 219 owner-occupied single-family loans in Kentucky from 229 completed applications.
Loans in KY
219
of 229 applications
Denial rate
2.4%
Purchase · KY 8.2%
Rate spread
—
Conv. · KY +0.21 pts
Loan amount
$235,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 169 | 164 | 2.4% | — | — | — | $235,000 |
| Refinance | 54 | 49 | 9.3% | — | — | — | $235,000 |
| Cash-out refinance | 6 | 6 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Wilson & Muir Bank & Trust Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Grayson County | 2 | 35 | 12.1% |
| Nelson County | 6 | 31 | 3.8% |
| Larue County | 11 | 6 | 2.7% |
| Hardin County | 18 | 23 | 1.2% |
| Breckinridge County | 21 | 2 | 1.2% |
| Logan County | 22 | 4 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology