Alaska · 2026
Alaska 2026 FHA and conforming loan limits
For a one-unit home in Alaska, the 2026 conforming limit is $1,249,125 and the FHA limit is $541,287 to $596,850. FHA limits rose in 27 of 30 counties from 2025.
| County | Conforming 1 unit | Conforming 2 units | FHA 1 unit | FHA 2 units | FHA 3 units | FHA 4 units | FHA vs 2025 |
|---|---|---|---|---|---|---|---|
| Aleutians East Borough | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Aleutians West Census Area | $1,249,125 | $1,599,375 | $585,350 | $749,350 | $905,800 | $1,125,700 | — |
| Anchorage Municipality | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Bethel Census Area | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Bristol Bay Borough | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Chugach Census Area | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Copper River Census Area | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Denali Borough | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Dillingham Census Area | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Fairbanks North Star Borough | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Haines Borough | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Hoonah-Angoon Census Area | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$16,887 |
| Juneau City and Borough | $1,249,125 | $1,599,375 | $596,850 | $764,050 | $923,600 | $1,147,800 | +$43,700 |
| Kenai Peninsula Borough | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Ketchikan Gateway Borough | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Kodiak Island Borough | $1,249,125 | $1,599,375 | $541,650 | $693,400 | $838,150 | $1,041,650 | — |
| Kusilvak Census Area | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Lake and Peninsula Borough | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Matanuska-Susitna Borough | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Nome Census Area | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| North Slope Borough | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Northwest Arctic Borough | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Petersburg Borough | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Prince of Wales-Hyder Census Area | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Sitka City and Borough | $1,249,125 | $1,599,375 | $586,500 | $750,800 | $907,550 | $1,127,900 | — |
| Skagway Municipality | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$16,887 |
| Southeast Fairbanks Census Area | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Wrangell City and Borough | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Yakutat City and Borough | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| Yukon-Koyukuk Census Area | $1,249,125 | $1,599,375 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
Conforming limits: FHFA (2026). FHA forward-mortgage limits: HUD (2026 case numbers). Each county page adds 2025 mortgage activity.
Counts: 30 counties and county-equivalents.