Delaware · 2026
Delaware 2026 FHA and conforming loan limits
For a one-unit home in Delaware, the 2026 conforming limit is $832,750 and the FHA limit is $541,287 to $630,200. FHA limits rose in 3 of 3 counties from 2025.
| County | Conforming 1 unit | Conforming 2 units | FHA 1 unit | FHA 2 units | FHA 3 units | FHA 4 units | FHA vs 2025 |
|---|---|---|---|---|---|---|---|
| Kent County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
| New Castle County | $832,750 | $1,066,250 | $630,200 | $806,750 | $975,200 | $1,211,950 | +$35,650 |
| Sussex County | $832,750 | $1,066,250 | $541,287 | $693,050 | $837,700 | $1,041,125 | +$17,062 |
Conforming limits: FHFA (2026). FHA forward-mortgage limits: HUD (2026 case numbers). Each county page adds 2025 mortgage activity.
Counts: 3 counties and county-equivalents.