Hawaii · 2026
Hawaii 2026 FHA and conforming loan limits
For a one-unit home in Hawaii, the 2026 conforming limit is $1,249,125 to $1,299,500 and the FHA limit is $586,500 to $1,299,500. FHA limits rose in 4 of 5 counties from 2025.
| County | Conforming 1 unit | Conforming 2 units | FHA 1 unit | FHA 2 units | FHA 3 units | FHA 4 units | FHA vs 2025 |
|---|---|---|---|---|---|---|---|
| Hawaii County | $1,249,125 | $1,599,375 | $586,500 | $750,800 | $907,550 | $1,127,900 | +$14,950 |
| Honolulu County | $1,249,125 | $1,599,375 | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 | +$48,300 |
| Kalawao County | $1,299,500 | $1,663,600 | $1,299,500 | $1,663,600 | $2,010,950 | $2,499,100 | +$200,100 |
| Kauai County | $1,249,125 | $1,599,375 | $1,110,900 | $1,422,150 | $1,719,050 | $2,136,400 | — |
| Maui County | $1,299,500 | $1,663,600 | $1,299,500 | $1,663,600 | $2,010,950 | $2,499,100 | +$200,100 |
Conforming limits: FHFA (2026). FHA forward-mortgage limits: HUD (2026 case numbers). Each county page adds 2025 mortgage activity.
Counts: 5 counties and county-equivalents.