Rhode Island · 2026
Rhode Island 2026 FHA and conforming loan limits
For a one-unit home in Rhode Island, the 2026 conforming limit is $832,750 and the FHA limit is $787,750. FHA limits rose in 5 of 5 counties from 2025.
| County | Conforming 1 unit | Conforming 2 units | FHA 1 unit | FHA 2 units | FHA 3 units | FHA 4 units | FHA vs 2025 |
|---|---|---|---|---|---|---|---|
| Bristol County | $832,750 | $1,066,250 | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 | +$51,750 |
| Kent County | $832,750 | $1,066,250 | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 | +$51,750 |
| Newport County | $832,750 | $1,066,250 | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 | +$51,750 |
| Providence County | $832,750 | $1,066,250 | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 | +$51,750 |
| Washington County | $832,750 | $1,066,250 | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 | +$51,750 |
Conforming limits: FHFA (2026). FHA forward-mortgage limits: HUD (2026 case numbers). Each county page adds 2025 mortgage activity.
Counts: 5 counties and county-equivalents.